Volatility of commodity prices is a key driver of the likelihood of banking crises in low-income countries

Access to mobile savings accounts and financial management skills can lead to improved profits and financial security of female-led micro-enterprises

Having the option of getting paid later can help developing-country workers save for larger purchases, and make lasting improvements to their homes

An experiment in Uganda shows that securing a loan with digital collateral can lead to positive benefits for both borrower and lender

In contexts where information on new financial technologies is limited, publicly disclosing an agent’s financial incentives negatively impacts take-up

Disbursing microfinance loans through mobile money accounts empowers female entrepreneurs to resist pressure to share loans with others

By allowing risk sharing, joint-liability lending can foster entrepreneurship among microcredit borrowers

Borrowers who receive loans for a fixed asset run larger businesses and see higher profits, with positive impacts on household consumption

Increasing competition between banks in India can improve the lending standards of government banks and yield broader economic benefits