Finance | VoxDev

The impacts of flexible repayment schedules: Evidence from borrowers and lenders in India

Offering loans with flexible repayment schedules can improve outcomes for vulnerable borrowers while also reducing the risks faced by lending institutions

Giorgia Barboni Natalie Theys

Published

07.03.23

The impact of mobile money on poor rural households: Evidence from Uganda

Mobile money agents need additional support to transform lives in poor rural areas

Miriam Bruhn Johannes Kinzinger Christian Ruckteschler Christina Wieser

Published

06.03.23

How can behavioural messaging campaigns be tailored to reduce loan delinquency?

Text-based behavioural messaging can reduce delinquency, with the most effective messages either referencing social norms, or sent to individuals with higher socioeconomic status or higher credit scores

Giorgia Barboni Juan-Camilo Cárdenas Nicolás de Roux Natalie Theys

Published

15.11.22

Designing financial services and social protection programmes to enhance women’s economic empowerment

Financial inclusion programmes must be designed to ensure that women can act with financial independence

Mikaela Rabb

Published

03.08.22

Indirect effects of access to finance: Evidence from China

Access to finance improved firm performance, product quality and price, but disadvantaged competitor firms

Jing Cai Adam Szeidl

Published

29.07.22

The impact of digital credit in low-income countries

Digital credit does not appear to systematically improve lives, while the lack of transparency raises serious concerns about predatory lending

Valentina Brailovskaya Pascaline Dupas Jonathan Robinson

Published

10.06.22

Impact of access to banks on development: Evidence from Brazil

A financial development programme showed strong positive effects from expanding financial access to underbanked cities

Julia Fonseca Adrien Matray

Published

04.04.22

The downside of raising aspirations for poor entrepreneurs: Evidence from the Philippines

Encouraging the poor to set higher savings aspirations may backfire if they fall short of these goals, leading to less economic investment

David McKenzie Aakash Mohpal Dean Yang

Published

20.09.21

Payment fintechs and debt enforcement: Evidence from India

While their location in the payment chain gives payment fintechs a debt-enforcement advantage, borrower behaviour can limit their success

Kumar Rishabh Jorma Juhani Schäublin

Published

13.09.21

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