Fintech and consumer finance Tech developments have made many things more efficient, convenient and cheaper — but there’s also a downside Finance Hong Ru Antoinette Schoar Published 18.08.21
Is financial literacy necessary for greater savings? Evidence from Uganda Financial literacy training increases short-term knowledge and savings, but does not determine long-term financial success Finance Samantha Horn Julian C. Jamison Dean Karlan Jonathan Zinman Published 04.08.21
Commodity prices and banking crises Volatility of commodity prices is a key driver of the likelihood of banking crises in low-income countries Finance Markus Eberhardt Andrea Presbitero Published 26.07.21
Closing the gender profit gap through savings and training: Evidence from Mozambique Access to mobile savings accounts and financial management skills can lead to improved profits and financial security of female-led micro-enterprises Finance Catia Batista Sandra Sequeira Pedro Vicente Published 02.07.21
Overcoming barriers to savings through deferred wage payments: Evidence from Malawi Having the option of getting paid later can help developing-country workers save for larger purchases, and make lasting improvements to their homes Finance Lasse Brune Eric Chyn Jason Kerwin Published 28.06.21
Testing financial innovations: Increasing loan repayment using digital collateral An experiment in Uganda shows that securing a loan with digital collateral can lead to positive benefits for both borrower and lender Finance Paul Gertler Brett Green Published 18.06.21
When transparency fails: Financial incentives for local banking agents in Indonesia In contexts where information on new financial technologies is limited, publicly disclosing an agent’s financial incentives negatively impacts take-up Finance Erika Deserranno Gianmarco León-Ciliotta Firman Witoelar Published 04.06.21
Increasing female enterprise growth through mobile money: Experimental evidence from Uganda Disbursing microfinance loans through mobile money accounts empowers female entrepreneurs to resist pressure to share loans with others Finance Emma Riley Published 12.05.21
Can joint-liability microcredit help to share entrepreneurial risks? Insights from Mongolia By allowing risk sharing, joint-liability lending can foster entrepreneurship among microcredit borrowers Finance Orazio Attanasio Britta Augsburg Ralph De Haas Published 11.05.21
