Assistant Professor, Economics Department, Harvard University
Emily Breza is an Assistant Professor in the Economics Department at Harvard University. She received her PhD in Economics from MIT and her BA from Yale University. Following graduate school, she joined the faculty of Columbia Business School in the Finance and Economics Division. Her research focuses on development economics, social networks, and household finance. She is particularly interested the social and behavioral aspects of how individuals and households interact with formal and informal financial products.She has affiliations with the National Bureau of Economic Research (NBER), the Centre for Economic Policy Research (CEPR), the Jameel Poverty Action Lab (JPAL), the Bureau for Research and Economic Analysis of Development (BREAD), and the International Growth Centre (IGC).
Recent work by Emily Breza
The introduction of financial institutions in communities may generate long-lasting externalities, including losses in informal social linkages
How automatic payments can help individuals save more and better protect themselves against consumer risks
Microfinance has potentially transformative impacts for some entrepreneurs, especially those who otherwise would be stuck in a poverty trap
Social norms help sustain wage floors with workers taking jobs at wage cuts in private, but rejecting them in public due to fear of sanctions
Revoking access to microcredit was costly – and not just for the households that borrowed