credit access

Evidence from Mexico shows that job loss and employment instability – rather than high interest rates or minimum payment rules – are more important drivers of credit card default among new borrowers, suggesting that social protection may be more effe...

A cap on corporate loan interest rates in Bangladesh led to an increase in lending–without rationing credit to riskier borrowers–indicating banks have substantial upfront market power. What are the implications for interest rate regulation in develop...

Interventions that reduce bias in loan approvals, promote asset-based financing and enhance women's control over income and assets can effectively expand credit access for women.

Access to vehicle financing in Brazil improved mobility and generated large returns (12-15% per year) through improved labour market outcomes