Finance
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How lumpy investments determine the effect of expanding financial services: Evidence from Uganda
Grants and finance can alleviate poverty traps associated with lumpy investments, but the impact on development depends on the supply of investment...
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The impact of multiple savings accounts on microentrepreneurs in Malawi
Improving access to saving tools helps urban Malawian microentrepreneurs save and adjust labour supply decisions
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The impacts of flexible repayment schedules: Evidence from borrowers and lenders in India
Offering loans with flexible repayment schedules can improve outcomes for vulnerable borrowers while also reducing the risks faced by lending...
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The impact of mobile money on poor rural households: Evidence from Uganda
Mobile money agents need additional support to transform lives in poor rural areas
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How can behavioural messaging campaigns be tailored to reduce loan delinquency?
Text-based behavioural messaging can reduce delinquency, with the most effective messages either referencing social norms, or sent to individuals...
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Designing financial services and social protection programmes to enhance women’s economic empowerment
Financial inclusion programmes must be designed to ensure that women can act with financial independence
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Indirect effects of access to finance: Evidence from China
Access to finance improved firm performance, product quality and price, but disadvantaged competitor firms
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The impact of digital credit in low-income countries
Digital credit does not appear to systematically improve lives, while the lack of transparency raises serious concerns about predatory lending
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Impact of access to banks on development: Evidence from Brazil
A financial development programme showed strong positive effects from expanding financial access to underbanked cities