banks

Bank credit can support firms during recessions in contexts where banks are sufficiently capitalised to lend. However, whether bank lending amplifies or mitigates a downturn – depends not only on banks’ fundamentals, but also on changes to their risk...

A financial development programme showed strong positive effects from expanding financial access to underbanked cities

Discrimination in consumer lending seems to come largely from biased male officers; combatting it may require cultural changes at the institutional level

Debit cards reduce travel distance raise trust in financial institutions, and increase account use