banking

Bank credit can support firms during recessions in contexts where banks are sufficiently capitalised to lend. However, whether bank lending amplifies or mitigates a downturn – depends not only on banks’ fundamentals, but also on changes to their risk...

High-speed internet enhances the role of banks in Africa by reducing telecommunication costs and fostering the banks’ adoption of new financial technologies, such as the real-time gross settlement (RTGS) payment system

In contexts where information on new financial technologies is limited, publicly disclosing an agent’s financial incentives negatively impacts take-up

Ecuador's efforts to increase corporate tax audits led to a welcome surprise: banks stepped up their lending efforts as confidence in firms rose

Positive spillovers of a microcredit expansion programme on the commercial banking system can foster local development

In Indian banks, cultural proximity (shared beliefs, ethnicity) between lenders and borrowers increases access to credit and reduces default