Finance
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Commodity prices and banking crises
Volatility of commodity prices is a key driver of the likelihood of banking crises in low-income countries
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Closing the gender profit gap through savings and training: Evidence from Mozambique
Access to mobile savings accounts and financial management skills can lead to improved profits and financial security of female-led micro-enterprises
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Overcoming barriers to savings through deferred wage payments: Evidence from Malawi
Having the option of getting paid later can help developing-country workers save for larger purchases, and make lasting improvements to their homes
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Testing financial innovations: Increasing loan repayment using digital collateral
An experiment in Uganda shows that securing a loan with digital collateral can lead to positive benefits for both borrower and lender
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When transparency fails: Financial incentives for local banking agents in Indonesia
In contexts where information on new financial technologies is limited, publicly disclosing an agent’s financial incentives negatively impacts take-up
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Increasing female enterprise growth through mobile money: Experimental evidence from Uganda
Disbursing microfinance loans through mobile money accounts empowers female entrepreneurs to resist pressure to share loans with others
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Can joint-liability microcredit help to share entrepreneurial risks? Insights from Mongolia
By allowing risk sharing, joint-liability lending can foster entrepreneurship among microcredit borrowers
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Helping graduated borrowers through asset-based microfinance: Evidence from Pakistan
Borrowers who receive loans for a fixed asset run larger businesses and see higher profits, with positive impacts on household consumption
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How credit market competition increases employment and productivity: Evidence from India
Increasing competition between banks in India can improve the lending standards of government banks and yield broader economic benefits