Finance
Page 2 out of 6-
Testing financial innovations: Increasing loan repayment using digital collateral
An experiment in Uganda shows that securing a loan with digital collateral can lead to positive benefits for both borrower and lender
-
When transparency fails: Financial incentives for local banking agents in Indonesia
In contexts where information on new financial technologies is limited, publicly disclosing an agent’s financial incentives negatively impacts take-up
-
Increasing female enterprise growth through mobile money: Experimental evidence from Uganda
Disbursing microfinance loans through mobile money accounts empowers female entrepreneurs to resist pressure to share loans with others
-
Can joint-liability microcredit help to share entrepreneurial risks? Insights from Mongolia
By allowing risk sharing, joint-liability lending can foster entrepreneurship among microcredit borrowers
-
Helping graduated borrowers through asset-based microfinance: Evidence from Pakistan
Borrowers who receive loans for a fixed asset run larger businesses and see higher profits, with positive impacts on household consumption
-
How credit market competition increases employment and productivity: Evidence from India
Increasing competition between banks in India can improve the lending standards of government banks and yield broader economic benefits
-
Learning to navigate a new financial technology: Evidence from Bangladesh
How do consumers learn to navigate a new financial technology? An experiment with workers from Bangladesh suggests that experience makes a difference
-
Is mobile money changing the rural landscape? Evidence from Mozambique
The introduction of mobile money promoted migration out of rural areas by easing long-distance transfers and increasing resilience
-
The unintended impacts of formal credit programmes on social networks: Evidence from India
The introduction of financial institutions in communities may generate long-lasting externalities, including losses in informal social linkages