Finance
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Payment fintechs and debt enforcement: Evidence from India
While their location in the payment chain gives payment fintechs a debt-enforcement advantage, borrower behaviour can limit their success
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Fintech and consumer finance
Tech developments have made many things more efficient, convenient and cheaper — but there’s also a downside
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Is financial literacy necessary for greater savings? Evidence from Uganda
Financial literacy training increases short-term knowledge and savings, but does not determine long-term financial success
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Commodity prices and banking crises
Volatility of commodity prices is a key driver of the likelihood of banking crises in low-income countries
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Closing the gender profit gap through savings and training: Evidence from Mozambique
Access to mobile savings accounts and financial management skills can lead to improved profits and financial security of female-led micro-enterprises
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Overcoming barriers to savings through deferred wage payments: Evidence from Malawi
Having the option of getting paid later can help developing-country workers save for larger purchases, and make lasting improvements to their homes
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Testing financial innovations: Increasing loan repayment using digital collateral
An experiment in Uganda shows that securing a loan with digital collateral can lead to positive benefits for both borrower and lender
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When transparency fails: Financial incentives for local banking agents in Indonesia
In contexts where information on new financial technologies is limited, publicly disclosing an agent’s financial incentives negatively impacts take-up
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Increasing female enterprise growth through mobile money: Experimental evidence from Uganda
Disbursing microfinance loans through mobile money accounts empowers female entrepreneurs to resist pressure to share loans with others