Finance
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The cycle of debt among vendors in India and the Philippines
Even when street vendors are freed from debt and educated about the benefits of saving, they go back to borrowing from moneylenders at exorbitant...
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Digital financial services go a long way: Evidence from Mexico
Debit cards reduce travel distance raise trust in financial institutions, and increase account use
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Infrequent payments as a saving device
Dairy farmers have high demand for infrequent payments, which help save. Poor enforcement, however, limits competition in the supply of these...
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Tax audits as scarecrows: Evidence from Uruguay
How does information about tax audits affect tax evasion? Firms do increase their tax compliance but this response is not necessarily rational.
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Informal taxation: A new regime
Informal taxation is common in developing countries. Ben Olken presents facts on this new system based on 10 surveys around the world.
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Morality and credit card debt repayment in Indonesia
Do people care about morality when it comes to economic decisions with high financial stakes? An experiment with an Islamic bank's credit card...
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Rules versus discretion in tax policy
Compared to existing income taxes, a value-added tax limits the tax base to information that can easily be monitored, reducing the role of discretion
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The impact of isolationist policies: Insights from regional capital and labour flows in Thailand
Big data with big theory reveal how restrictive regional economic policies can lead to lower national productivity and higher inequality
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Increasing crop insurance adoption among smallholder farmers with pay-at-harvest premium payment
The cost of insurance comes before the benefit. For crop insurance, pay-at-harvest premiums remove this gap, and can increase demand substantially.