Finance
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Is faster always better? Evidence from Mexico’s digital credit market
Access to fast cash through digital credit may put consumers at risk for over-indebtedness and likelihood of default
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The limited effect of a mobile-linked deposit service on increasing savings: Evidence from Sri Lanka
A digital mobile-deposit service reduced deposit transaction costs but did not increase savings
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Bad taste: Gender discrimination in consumer lending
Discrimination in consumer lending seems to come largely from biased male officers; combatting it may require cultural changes at the institutional...
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Subsidy policies and insurance demand
Subsidy policies combined with financial education can generate learning from experiences and promote long-run insurance take-up
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Alleviating financial strain to drive productivity: Evidence from India
Does easing the financial stress of short-term workers by paying them earlier lead to productivity improvements?
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Building trust: Evidence from workshops on increasing savings in Peru
Trust is important in encouraging poor households to hold their savings in bank accounts
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Can microfinance unlock the poverty trap for some entrepreneurs?
Microfinance has potentially transformative impacts for some entrepreneurs, especially those who otherwise would be stuck in a poverty trap
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Using intermediaries to deliver credit
A study in India suggests that private traders have a potentially valuable role to play as intermediaries for agricultural development interventions
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What happens when investments targeting women’s microbusinesses go to men?
Previous estimates of returns to microfinance for women are low partly because they often use it to invest in businesses that are not their own