The impact of multiple savings accounts on microentrepreneurs in Malawi
Improving access to saving tools helps urban Malawian microentrepreneurs save and adjust labour supply decisions
The impacts of flexible repayment schedules: Evidence from borrowers and lenders in India
Offering loans with flexible repayment schedules can improve outcomes for vulnerable borrowers while also reducing the risks faced by lending...
The impact of mobile money on poor rural households: Evidence from Uganda
Mobile money agents need additional support to transform lives in poor rural areas
How can behavioural messaging campaigns be tailored to reduce loan delinquency?
Text-based behavioural messaging can reduce delinquency, with the most effective messages either referencing social norms, or sent to individuals...
Designing financial services and social protection programmes to enhance women’s economic empowerment
Financial inclusion programmes must be designed to ensure that women can act with financial independence
Indirect effects of access to finance: Evidence from China
Access to finance improved firm performance, product quality and price, but disadvantaged competitor firms
The impact of digital credit in low-income countries
Digital credit does not appear to systematically improve lives, while the lack of transparency raises serious concerns about predatory lending
Impact of access to banks on development: Evidence from Brazil
A financial development programme showed strong positive effects from expanding financial access to underbanked cities
The downside of raising aspirations for poor entrepreneurs: Evidence from the Philippines
Encouraging the poor to set higher savings aspirations may backfire if they fall short of these goals, leading to less economic investment